Earn 5 Tims Rewards Points¹ everywhere you shop²

Apply for the Tims Mastercard and start earning Tims Rewards Points everywhere you shop.

With this card, you get 5 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, get 15 points per $1 at Tim Hortons when you scan for Tims Rewards.

Rewarding your everyday purchases

5 points per $1

5 points per $1

5 points per $1

15 points per $1
when you scan for Tims Rewards

1 point per $2

That adds up to

4,363

Tims Rewards Points each month

Estimated monthly spending

$1,600
Groceries
$225
Gas & EV Charging
$225
Transit, Taxis & Ridesharing
$100
Tim Hortons Restaurants
$75
Everywhere Else
$975

Get rewarded your way

Turn your Tims Rewards Points into your Tims faves or use them to lower the balance of your current billing cycle—only with a Tims Mastercard. The savings add up fast with up to $45 in statement credit every week. Terms apply.

Powerful features in your pocket

One app for your Tims Mastercard and Tims Rewards

Place your Tims order and manage your money while you earn and track your points, then redeem for your fave Tims menu items, or up to $45 in statement credit every week—only with the Tims Mastercard.

Apply in minutes

Complete your Tims Mastercard application and get approved in minutes.

Mobile Payments

Add your Tims Mastercard to your Apple Wallet or Google Wallet for easy mobile payments everywhere Mastercard is accepted.

Helpful notifications

With real-time notifications, you’ll know your transaction has gone through and how much you were charged.

We're upfront with our fees

$0
(no annual fee)

20.99%–26.99%
(20.99%-24.99% for Quebec)

22.99%–27.99%
(22.99%-25.99% for Quebec)

Shop with confidence

Tims Financial Support Centre

24-hour TimBot chat support(opens in a new window) and live team members available 9am–10pm EST.

Extended Warranty⁶

Extend the manufacturer's warranty for most items purchased on your Tims Mastercard for up to one year. Repair, replace or get reimbursed up to $1000 per incident.

Purchase Protection⁶

Most items purchased with your Tims Mastercard can be repaired, replaced, or reimbursed up to $1,000 per incident. Protection is valid for 90 days after your purchase.

Mastercard Zero Liability⁷

Protection against unauthorized purchases on your card.

Have a question? We’re here to help!